As an operations manager for over 10 years, I have had first hand insight into how to large companies assess and promote their employees. This post dives right into the annual review process. My intent here is to show as much behind the scenes as possible. Even though your employer may operate differently, there’s likely some process they follow to assess their … [Read more...] about The Corporate Annual Review
Time Horizon and Risk Tolerance
Should you buy stocks, bonds, mutual funds, or exchange traded funds (ETF)? Should you buy Cisco or GE? Vanguard funds or Pimco? The themes of time and risk are repeated in books, blogs and YouTube videos everywhere. How often have your heard that you should diversify your investments? Diversification is a form of risk mitigation. If you knew with absolute certainty … [Read more...] about Time Horizon and Risk Tolerance
Paying off the Mortgage Part 2
In my first post on this topic I described my decision and how I weighed the pros and cons. In this post, I describe the thought process and strategy I used to actually pay off the mortgage. Paying off early, the long approach In researching how to go about paying off the mortgage, the most common method I came across was a long-term approach to paying off early. … [Read more...] about Paying off the Mortgage Part 2
Paying off the Mortgage Part 1
In this two part series, I go through the steps my wife and I took to pay off our mortgage. Spoiler alert, there was no hack or secret here. It was all hard work, saving, and investing. These two posts will focus on the thought process we went through. I found in my research that there are a lot of strong opinions on whether or not you should pay off your mortgage, and … [Read more...] about Paying off the Mortgage Part 1
Don’t Do Something, Just Stand There!
I actually wrote this post back in February 2019 but have been sitting on it for months. I suppose it’s because I could sum it all up in one sentence that would read something like: during the next downturn I will largely ignore the markets and, if anything, look for an opportunistic time to buy more. Market and Media Signs I picked this post back up again after … [Read more...] about Don’t Do Something, Just Stand There!